A Master of Commerce (M Com) is one of the most popular postgraduate degrees for students interested in careers in finance, accounting, taxation, banking, and business management. It offers advanced knowledge of commerce-related subjects and opens doors to many job opportunities in both the private and government sectors.
On average, M COM salary per month in India ranges between ₹25,000 and ₹70,000 for freshers. After some years of experience, professionals may earn ₹80,000 to ₹1,00,000 or more per month, particularly in jobs like financial analysts, investment bankers, tax consultants, and accountants. In government jobs, the M Com graduate can expect a monthly salary ranging between ₹35,000 to ₹80,000, depending on the department and position.
What is M Com?
Master of Commerce (M Com) is a postgraduate degree in the area of commerce, accounting, management, and economics. This course is usually a two-year course that trains the students on advanced finance, taxation, marketing, and banking knowledge.
Graduates with an M Com can work in banks, insurance, finance, accountancy, and even governmental positions. These students develop solid analytical, research, and problem-solving skills through this degree that will qualify them for high-value positions.
M Com Salary per Month
The M Com salary in India per month is decided differently depending upon the type of job role, industry, and experience.
Based On Experience: M Com Salary Per Month
Based on experience, a m com graduate’s salary varies.Other factors that impact the salary are job profile, location and company reputation. For instance, most M Com holders in metro cities like Mumbai and Bangalore get higher salary packages than smaller city levels.
| Experience Level | Average Salary (Per Month) |
| Fresher | ₹25,000 – ₹40,000 |
| 1–3 Years | ₹35,000 – ₹60,000 |
| 3–5 Years | ₹50,000 – ₹80,000 |
| 5+ Years | ₹80,000 – ₹1,20,000+ |
College Wise M Com Salary In India Per Month
The reputation of your college majorly impacts your salary after M Com. Top colleges offer better placement opportunities with higher packages. Students from reputed institutions like Delhi University, Christ University, and Loyola College tend to get higher-pack jobs than others. Students from elite colleges often get placed in multinational companies with attractive salary packages. The quality of faculty, industry exposure, and campus placements play a big role in determining the salary.
| College Name | Average Salary (Per Month) |
| Delhi University | ₹50,000 – ₹90,000 |
| Christ University | ₹45,000 – ₹85,000 |
| Loyola College | ₹40,000 – ₹80,000 |
| Mumbai University | ₹35,000 – ₹70,000 |
| Banaras Hindu University | ₹30,000 – ₹65,000 |
Level of Education Wise M Com Salary Per Month
Higher educational qualifications can lead to better salary packages. For example, an M Com graduate with additional certifications like CA, CFA, or MBA will earn more than someone who has merely graduated with the M Com degree.
| Qualification | Average Salary (Per Month) |
| M Com Only | ₹25,000 – ₹50,000 |
| M Com + CA | ₹70,000 – ₹1,50,000 |
| M Com + CFA | ₹80,000 – ₹2,00,000 |
| M Com + MBA (Finance) | ₹60,000 – ₹1,20,000 |
Job Profile-wise M Com Salary In India Per Month
It fully depends on which job profile you select after M Com. Some profiles pay through the nose because of their complexity and direct responsibility. Generally, roles in investment banking, risk management, and consulting offer higher pay than accounting or administrative roles.
| Job Profile | Average Salary (Per Month) |
| Financial Analyst | ₹40,000 – ₹1,00,000 |
| Accountant | ₹25,000 – ₹50,000 |
| Investment Banker | ₹70,000 – ₹2,00,000 |
| Tax Consultant | ₹35,000 – ₹80,000 |
| Business Analyst | ₹50,000 – ₹1,20,000 |
| Risk Manager | ₹60,000 – ₹1,50,000 |
Location-wise M Com Salary Per Month
The city you work in affects the salary. In cities located in cities, the metros offer higher salaries due to the cost of living and business opportunities. Working in cities with major financial hubs leads to better career growth and higher wages.
| City | Average Salary (Per Month) |
| Mumbai | ₹50,000 – ₹1,00,000 |
| Bangalore | ₹45,000 – ₹90,000 |
| Delhi | ₹40,000 – ₹85,000 |
| Hyderabad | ₹35,000 – ₹75,000 |
| Kolkata | ₹30,000 – ₹60,000 |
| Tier-2 Cities | ₹25,000 – ₹50,000 |
Government Job Wise M Com Salary In India Per Month
Government jobs are stable, and salaries and benefits are respectable. M Com pass-outs can opt for jobs in public sector banks, income tax departments, and government ministries. Government jobs also provide benefits such as pensions, housing allowances, and medical coverage.
| Government Job Role | Average Salary (Per Month) |
| Bank PO | ₹40,000 – ₹60,000 |
| Income Tax Officer | ₹50,000 – ₹80,000 |
| Audit Officer | ₹45,000 – ₹70,000 |
| SSC CGL Officer | ₹35,000 – ₹60,000 |
Qualification Average Salary (Per Month)
Based on qualifications, the salary also varies. There are certail other courses that brings more weightage to M Com degree.
| Qualification | Average Salary (Per Month) |
| M Com Only | ₹25,000 – ₹50,000 |
| M Com + CA | ₹70,000 – ₹1,50,000 |
| M Com + CMA | ₹60,000 – ₹1,20,000 |
| M Com + MBA | ₹55,000 – ₹1,00,000 |
Jobs After M Com in India
M Com graduates can find employment in different sectors:
- Banking and Finance: Investment banks, commercial banks, and NBFCs.
- Corporate Sector: Accounting firms, audit companies, consulting firms.
- Government Jobs: Income tax departments, public sector banks, SSC, UPSC.
- Teaching: Colleges and universities as lecturers or professors.
M Com Salary Per Month FAQs
What is M Com salary in India per month?
The monthly salary of freshers in the M Com profile ranges from ₹25,000 to ₹70,000; it can reach up to more than ₹1,00,000 with experience.
What is the M Com salary in India per month government jobs?
Graduates in the M Com background in government job can earn as much as between ₹35,000 to ₹80,000 per month basis on the specific role and the department.
Does an M Com degree assure a high salary?
An M Com degree does provide opportunities to earn high salaries, but that would strictly depend upon factors like experience, qualification, and job role.
What is the highest paying job after M Com?
The highest paying jobs are investment banking, financial consulting, and risk management. Salary ranging from ₹70,000 to ₹2,00,000 per month
Does the M Com salary per month increase?
Additional certifications like CA, CFA, or MBA will increase your chances of getting a higher-paying job, as well as work experience.
