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Health Protection Scheme (Ayushman Bharat): Features, Eligibility & Benefits

The Health Protection Scheme, better known as Ayushman Bharat, is an initiative aimed at providing health coverage up to 5 lakh per family each year for secondary and tertiary hospitalization. This scheme is designed to provide the necessary financial protection against healthcare expenses to the underprivileged sections of the society.

A remarkable feature of this scheme is its portability across the country, allowing beneficiaries to avail cashless benefits from any private or government hospitals anywhere in the country.

This topic holds significant relevance for aspirants of the IAS exam.

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Who is eligible for the Ayushman Bharat scheme?

The Ayushman Bharat scheme targets poor, deprived rural families and identified occupational groups of urban workers’ families. These beneficiaries are selected based on the eligibility criteria defined by the Socio-Economic Caste Census (SECC) database.

The categorization of beneficiaries is based on the deprivation categories (D1, D2, D3, D4, D5, and D7) under the SECC database for rural areas.

For a detailed understanding of the Ayushman Bharat Programme, click on the provided link.

National Health Mission National Health Assurance Mission (NHAM) National Ayush Mission
Affordable Healthcare- RSTV National Rural Health Mission (NRHM) National Urban Health Mission (NUHM)

What are the key features of the National Health Mission?

The National Health Mission is characterized by several salient features as follows:

  1. A healthcare coverage of 5 lakh per year per family.
  2. Beneficiaries can avail benefits in both the public and private facilities.
  3. The payment for health treatment will be done based on package rate as decided by the government.
  4. States are required to have the State Health Agency (SHA) to implement the scheme.

How many beneficiaries does the Ayushman Bharat scheme aim to cover?

The ambitious Ayushman Bharat scheme aims to provide essential healthcare facilities to over 10 crore families, covering both urban and rural poor.

Related Links:

UPSC 2023 Calendar UPSC Books
UPSC Syllabus UPSC Notes
NCERT Notes For UPSC UPSC Prelims
UPSC 2023 UPSC Current Affairs
List of government schemes Pradhan Mantri Suraksha Bima Yojana (PMBSY)
NITI Aayog  
 
 
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