IBPS RRB PO Salary 2025 Revised, In hand salary, Job Profile, Allowances
IBPS RRB PO Salary 2025: The Institute of Banking Personnel Selection will soon release the IBPS RRB PO 2025 notification for Officer Scale I (Probationary Officer) posts on its official website. Before applying, it’s essential for candidates to understand the IBPS RRB PO Salary 2025 & Job Profile. Knowing the pay structure and responsibilities helps aspirants make informed decisions. Those selected as Probationary Officers in Regional Rural Banks can expect promising career growth with steady promotions, provided they show dedication and strong performance. According to the updated IBPS RRB PO Salary Structure 2025, the basic pay now stands at Rs. 48,480, in addition to several allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), and others. This revised package not only makes the role financially rewarding but also ensures long-term benefits and stability in a banking career.
Here we have compiled for you all the information regarding the job profile of IBPS RRB Probationary Officers. Read further to know about IBPS RRB PO Job Profile, IBPS RRB PO Salary & Pay Scale in detail.
Ultimate Guide to Crack Bank PO Exams
Attempt Free Banking Current AffairsAttempt the IBPS RRB PO Free Mock Test and assess your preparation! |
RRB PO Basic Pay and Salary Structure
The Institute of Banking Personnel Selection will release the official notification where the IBPS RRB PO Salary and Job Profile will be mentioned. Meanwhile, the candidates can look at the following table for the expected salary structure:
|
IBPS RRB PO Basic Pay |
|
|
Recruitment Body |
Institute of Banking Personnel Selection |
|
Name of the Post |
Probationary Officer |
|
Basic Pay |
Rs. 48,480 |
|
Job Location |
Pan India |
IBPS RRB PO In-hand Salary
The in-hand salary of an IBPS RRB PO (Officer Scale-I) is the amount received by the employee after all deductions. It includes the basic pay along with various allowances such as DA, HRA, and special allowances. After deductions like NPS contribution, the monthly in-hand salary comes to approximately ₹74,561. This competitive pay makes the IBPS RRB PO post a lucrative career option in the banking sector.
|
IBPS RRB PO Salary Structure 2025 (Revised) |
|
|
Parameters |
Amount (Rs.) |
|
Basic Pay |
Rs. 48,480 |
|
SPL Allowance |
Rs. 15,571 |
|
DA Amount |
Rs. 10,278 |
|
HRA Amount |
Rs. 3,878 |
|
Location Allowance |
Rs. 1,200 |
|
Learning Allowance |
Rs. 1,030 |
|
Contribution to NPS |
Rs. 5,876 |
|
Gross Pay |
Rs. 80,437 |
|
Deduction |
Rs. 5,876 |
|
Net Salary (Approx.) |
Rs. 74,561 |
IBPS RRB PO Salary Per Month
The monthly salary of an IBPS RRB PO (Officer Scale-I) is an attractive component of the job, drawing many aspirants toward this banking career. It includes a basic pay along with several allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance, and other benefits like location and learning allowances. As per the latest structure, the gross monthly salary stands at approximately ₹80,000, while the in-hand salary, after deductions like NPS, is around ₹74,000. This well-rounded salary package reflects the responsibilities and career growth offered in the IBPS RRB PO role.
Read IBPS RRB PO Selection Process to know the selection process in detail.
IBPS RRB PO Job Profile
Officers in Regional Rural Banks are recruited to the post in Scale-I, II, and III. There is a different experience requirement for those posts. There can be differences in duties and tasks based on the bank and location. But broadly, their duties are as follows:
Get the list of Best Books for IBPS RRB PO here.
|
IBPS RRB Job Profile for Probationary Officer |
|
Banking Activities Regulation - Managing all the functions of the commercial bank and seeing that all the activities are happening on time and as planned. |
|
Loans & Credit Facility - Promotion of Loans and Credit facility of the Rural Bank amongst farmers for Agricultural Development & distribution of the credits. Making the farmers understand the benefits of the credit facilities in the most transparent ways. |
|
Credit profile - Checking upon the loan taker and further checking his capacity to pay back the loan to avoid the loans turning in Non-Performing Assets and hence affecting the economy. |
|
Repayment of the loan - Maintaining official records of the loans taken by different entities, reminding them to repay them, and taking other alternative actions like mortgaging the properties if need be. |
|
Public Communication – Communicating with the masses and spreading the different policies and schemes to local people. |
|
Audit of the report - Maintaining the bank’s annual balance sheet and accessing the annual reports of the bank. Creating the audit reports of the financial year and tallying it with the last year’s report to check profit. |
|
The implementation of schemes - Implementing the schemes passed by the Central Government for the development of Rural Area & managing the distribution of the money among them that is allotted by the Government. |
Know how to download IBPS RRB PO Admit Card
IBPS RRB PO Career Growth
There is tremendous scope for progress in this profile. IBPS RRB Office Assistants are able to get promoted to Officers’ posts through deputation and experience. The chances of being promoted to a higher Managerial Scale level are very high. Therefore, this is an opportunity you should not miss. IBPS RRB PO Recruitment is a great chance for all of you who want to make a good career with Regional Rural Banks. Therefore, if you satisfy the eligibility criteria and want to work with the government, you should go for it. Given below is the promotion order for IBPS RRB PO.
IBPS RRB PO
↓
Assistant Manager
↓
Deputy Manager
↓
Branch Manager
↓
Senior Branch Manager
↓
Chief Manager
↓
Assistant General Manager
↓
Deputy General Manager
↓
General Manager
Check the IBPS RRB PO Study Plan followed by toppers here!
IBPS RRB PO Perks & Allowances 2025
IBPS RRB PO Salary includes Dearness Allowances and House Rent Allowances for all the scales. Here are details of allowances offered by IBPS RRB PO 2025:
|
Allowances |
%age of Basic Pay |
|
Dearness Allowance |
46.5% of basic pay. |
|
House Rent Allowance |
Rural Areas: 5% of basic pay Semi-urban Areas: 7.5% of basic pay Urban Areas: 10% of basic pay |
|
Special Allowances |
7.75% of basic pay. |
Apart from the allowances given above, the following perks listed below are also given to IBPS RRB PO:
- Household Cleaning Expenses
- Medical Reimbursement
- National Pension Scheme: All IBPS RRB Probationary Officers have a secure post-retirement through the National Pension Scheme.
- House Rent Allowance / Leased Accommodation: RRBs provide accommodation or official residence to stay in, in case the banks cannot provide accommodation there's an option to lease a house for which the Bank will reimburse the rent.
Know how to apply online for IBPS RRB PO here.
We have covered all the details regarding IBPS RRB PO Salary & Job Profile 2025 in this article. If you have any questions about this, you can tell us in the comment section below. Install our Testbook App now and get all the related and necessary study materials right now.
