SBI Clerk Salary 2025, Check In hand Salary, Job Profile, Salary After 5 Years

The SBI Clerk Salary 2025 starts with a basic pay of ₹26,730, which includes two advance increments for graduates. The pay scale ranges from ₹24,050 to ₹64,480 with regular increments based on years of service. In addition to the basic salary, clerks receive Dearness Allowance (DA), House Rent Allowance (HRA), and various other benefits. The initial in-hand salary of an SBI Clerk is approximately ₹46,000 per month depending on the posting location. Along with a stable pay structure, SBI Clerks enjoy job security, career progression, and attractive perks. The salary structure makes the SBI Clerk post a highly sought-after position among banking aspirants.

Get details about SBI Clerk Salary in hand, job profile, training period, probation, perks and benefits and others here. Join SBI Clerk Coaching to start your exam preparation and clear the exam in first attempt.

SBI Clerk Salary 2025

The SBI Clerk Salary 2025 has been revised, with the starting basic pay set at ₹26,730, which includes two advance increments for graduates. The updated pay scale structure ranges from ₹24,050 to ₹64,480, with multiple increments at different stages of service. Below is the detailed SBI Clerk Salary Structure, including allowances, gross pay, and deductions.

SBI Clerk Pay Scale 2025

The SBI Clerk Pay Scale 2025 starts at ₹26,730 for graduates, which includes two advance increments on the basic pay of ₹24,050. Below is the detailed pay scale structure showing increments at various stages of service.

What is the In Hand Salary of SBI Clerk 2025 Post?

The in-hand salary of an SBI Clerk (Junior Associate) in 2025 is approximately Rs. 39,500 to Rs. 40,000 per month after deductions. This includes basic pay, dearness allowance (DA), house rent allowance (HRA), transport allowance, and other special allowances. The gross salary at metro cities like Mumbai is around Rs. 46,000 per month. The actual in-hand salary may vary based on the posting location and applicable deductions.

What is SBI Clerk Emoluments and Benefits 2025?

The total starting emoluments for an SBI Clerk (Junior Associate) posted in metropolitan cities like Mumbai will be approximately ₹46,000 per month. This includes Basic Pay, Dearness Allowance (DA), House Rent Allowance (HRA), and other admissible allowances, along with two additional increments for graduate candidates.

However, the actual salary components such as HRA and other allowances may vary based on the place of posting. Additionally, SBI Clerks are entitled to various benefits like reimbursement of perquisites, Provident Fund, Pension under the New Pension Scheme (NPS), Medical facilities, Leave-Fare Concession (LFC), and other facilities as per the bank’s policies updated from time to time.

SBI Clerk Probation Period 2025

Candidates selected for the SBI Clerk (Junior Associate) post will be governed by the Service Regulations of the bank applicable at the time of joining. The newly appointed Junior Associates will undergo a probation period of a minimum of 6 months. During this probation, candidates must complete the mandatory e-lessons and training modules prescribed by the bank to confirm their position. 

If a candidate fails to complete these e-lessons within the probation period, their probation may be extended until successful completion. Additionally, their overall performance during probation will be evaluated, and if it does not meet the bank's expectations, the probation period may further be extended.

SBI Clerk Salary Slip 2025

The State Bank of India clerk employees will get a SBI Clerk Salary Slip which can be used for many purposes. The employee must keep SBI Clerk Salary Slip carefully as it can be used for income tax work, loan approval, switching employment, investment purpose. 

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SBI Clerk Salary After 5 Years

Wondering how much you can earn as an SBI Clerk after five years on the job? The good news is that the salary sees a steady rise thanks to regular increments and growing allowances. Starting with a basic pay of ₹26,730, SBI Clerks receive timely pay hikes that significantly boost their earnings. After five years of service, the basic salary increases to around ₹31,370.

Along with the rise in basic pay, the allowances such as DA, HRA, and others also go up, making the gross salary reach nearly ₹53,985. After standard deductions like PF, professional tax, and others, the in-hand salary settles at an impressive ₹49,674 approximately. This steady financial growth, combined with job security and other perks, makes the SBI Clerk role a rewarding long-term career choice for many aspirants.

SBI Clerk Job Profile 2025

The major role of an SBI Clerk includes front desk jobs as well as customer handling operations. The Junior Associates will be trained, so that they can manage the inquiries of the customers, solve the withdrawal-related queries, manage the receipts, etc. Check out the information mentioned below to know more about the SBI Clerk job profile:

• SBI Clerk works included assisting in the creation of interoffice memos and emails.
• The SBI Clerk Job Profile includes reconciling the department's budget and producing reports.
• Perform general office tasks such as faxing, filing, copying, and scanning.
• Maintaining the filing system in the office and retrieving material from files as needed will be the role of SBI Clerk employees. 
• Complete the necessary paperwork to pay vendor invoices.

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SBI Clerk Perks and Allowances 2025

The perks of being an SBI Clerk comes with tons of graces. It ain’t only limited to the SBI Clerk basic pay scale but has ample SBI Clerk benefits and allowances 2025 facilities. The major SBI Clerk perks and benefits are as follows. 

1. Dearness Allowances 
2. Medical Insurance 
3. House Rent Allowances 
4. Transport 
5. City Allowances 
6. Furniture costs 
7. Primary necessities: Cleansing issues, petrol, newspaper etc. 

After clearing the SBI Clerk examination, the clerk enjoys the following perks:

• Stability
• Financial Security
• Pension under New Pension Scheme(NPS)
• Medical Insurance
• Provident Fund

Allowances vary from place of posting. The employees are provided with a provident fund, pension under New Pension Scheme, Medical, Leave fare and other facilities.

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SBI Clerk Promotion

The State Bank Of India employee is entitled to get a promotion. Moreover, the applicants must fulfill the basic requirements to get SBI Clerk Promotion. The SBI Promotion can be of two different types. 

In Cadre Promotions for SBI Clerk 

The candidates must go through the below-mentioned pointers to know the In Cadre Promotions that a Clerk who gets appointed in the State Bank of India (SBI) can expect.

• After ten years of service, any applicant might be promoted to Senior Assistant and get a special stipend of INR 18000.
• Candidates who have served for 20 years will be elevated to the position of Special Assistant and will receive a special allowance of INR 25,000, which will be considered DRA and HRA.
• Any candidate who is in service for the last 30 years, will get a promotion to the post of Special Senior Assistant with an allowance of INR 35000, being considered for HRA and DRA. 

Promotion to Trainee Officer 

After passing an interview and written test, a candidate who has worked as a Clerk for 30 years can be promoted to Trainee Officer.

JMGS 1

After serving six years under fast track promotion or twelve years under normal track promotion, the candidate can get promotion to Junior Scale Officer Grade 1, after clearing the written test and interview. 

This was the overall overview of the SBI Clerk Salary and Job Profile. Keep following our website to get all the updates related to the SBI Clerk exam 2025. You can download our app from Testbook Google play store and have access to great facilities like mock tests, quizzes, expert advice, live classes and much more!