IBPS PO Salary 2025, Check In hand, Pay Scale, Grade Pay and Allowances

The Institute of Banking Personnel Selection (IBPS) offers a good salary package for the post of Probationary Officer (PO) / Management Trainee. As per the official notification, the IBPS PO basic pay starts from ₹48,480 and progresses through structured increments up to ₹85,920. In addition to the basic salary, selected candidates will also be entitled to various allowances and perks. These include DA, HRA, medical benefits, and more, as per the rules of the participating banks. The salary structure ensures both financial stability and career growth for banking aspirants. Let’s check the detailed IBPS PO salary and pay scale below.

The gross salary of an IBPS PO is around Rs. 78,058, which includes various perks like DA, HRA, and other benefits. After deductions, the IBPS PO salary in hand (net pay) comes to approximately Rs. 71,863 per month. To get a clearer picture, you can refer to the IBPS PO Salary Slip 2025, which explains all the components in detail. Overall, the salary structure offers a good mix of financial security and growth opportunities in the banking sector.

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Keep reading this article on IBPS PO salary job profile and career growth to understand the amazing benefits and in-hand salary every officer gets.

IBPS PO Salary 2025: Basic Pay

The IBPS PO Salary 2025 has been revised under the 12th Bipartite Settlement. For newly appointed candidates, the starting basic pay is ₹48,480. This amount is just the foundation of the overall salary, as several allowances are added to it. These include Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance, City Compensation Allowance, Learning Allowance, and more, making the total salary package quite attractive. With these revisions, candidates can expect a well-rounded and rewarding salary that reflects the responsibilities and stature of the Probationary Officer role. For a detailed breakdown, one can refer to the IBPS PO salary slip 2025, which includes all elements from gross to in-hand pay.

IBPS PO Salary Structure

Candidates have seen the annual salary package that will be offered to them once selected for the post. The salary differs for employees based on the city they are located in. The revised basic IBPS PO salary structure will be as follows:

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IBPS PO Salary Slip

Each employee's IBPS PO Salary Slip is published once a month by the board. Basic wage, reductions, bonuses, incentives, and so on are all included in the payslip. As this salary slip is valuable to employees, it will be sent or delivered to them. It might be used to get a loan or for other personal reasons.

IBPS PO Salary Per Month

Candidates frequently inquire about the IBPS PO in hand salary and advancement opportunities. This is the amount received by Probationary Officers to cover their living and expenses. Probationary Officers receive their IBPS PO salary after numerous additions and deductions. Candidates applying for IBPS PO must be very interested in knowing the IBPS PO Salary that they will be getting. For new joiners, the basic pay will be INR 48,480. The gross pay for an IBPS PO is approximately ₹83,125, which reflects the attractive salary offered to banking professionals. After deductions of around ₹13,835.00, the net pay amounts to ₹69,290.The salary for the IBPS PO is paid as per the 7th pay commission. The revised pay structure has been given below in the table.

IBPS PO Job Profile

IBPS PO is a reputed job in the banking sector that provides many benefits to the employees. A Probationary Officer is trained for multiple operations like finance, billing, collection, accounting, revenue, investment, etc. during their probation period. They might also be asked to carry out other functions such as:

• Resolve customer queries
• Maintain and supervise branch activities
• Public relations, addressing issues, and complaints of customers
• Daily transactions of customers
• Processing loan(s) detail
• To Bring new businesses to the bank branch

IBPS PO Career Growth & Promotion

The Institute of Banking Personnel Selection provides numerous opportunities for candidates to grow and succeed in their careers. Many public sector banks follow the guidelines of the Ministry of finance regarding promotion policy. The two channels that they follow are merit and normal channels. The IBPS probationary officer's salary ranges from INR 52000 to INR 55000.

The table given below shows the career growth and increase in salary Probationary Officers can expect.

IBPS PO Allowances and Perks

Along with a handsome salary package, the candidates will also be benefited from various allowances. These allowances will be added to basic pay and reflected in the IBPS PO salary slip.

Apart from the basic IBPS PO salary, employees will also get some additional benefits. These benefits include the following:

• Leased Accommodation – The scale of this benefit is dependent upon the place of posting (tier 1, tier 2, tier 3) and is available to all the probationary officers. Some banks provide official bank accommodation/bank quarters to the officers instead of leased housing.
• Travelling Allowance – Most of the banks provide a fixed Traveling Allowance and also allow reimbursement of petrol bills.
• Medical Aid – The revised price of medical aid provided to the officers is Rs 80000/- p.a. This is the amount for the medical needs of the employee.
• Newspaper Reimbursement: A fixed monthly amount for newspaper service is made available to each officer.
• Coverage of the employees under the New Pension Scheme

IBPS PO Salary - HRA (House Rent Allowance)

House Rent allowance may vary depending on the posting and it ranges from 9.0% or 8.0% or 7.0% of the basic IBPS PO salary depending upon the type of city (metros, big cities or other locations).

IBPS PO Salary - DA (Dearness Allowance)

Dearness allowances are revised every three months by All India Consumer Price Index data published by the Ministry of statistics & program implantation. In 2016, DA was almost 39.8 % of the basic IBPS PO salary. The dearness allowance has been revised and is now reduced to 23.87% which is effective since 2017.

IBPS PO Salary - SA (Special Allowance)

The special allowance is currently added to the wage and is about 7.75% of the basic IBPS PO salary. It came into effect from 01.01.2016.

IBPS PO Salary - CCA (City Compensatory Allowance)

Candidates can view the post hierarchy here to learn more about the IBPS PO career progression and to analyze the work profile. Candidates who are hardworking, eligible, and competent have a better chance of being promoted to higher levels of the job and taking on more roles and responsibilities. Check out the job hierarchy for the positions mentioned here to get an idea about the job profile.

1. Junior Management Grade - Scale I: Officer
2. Middle Management Grade - Scale II: Manager
3. Middle Management Grade - Scale III: Senior Manager
4. Senior Management Grade - Scale IV: Chief Manager
5. Senior Management Grade - Scale V: Assistant General Manager
6. Top Management Grade - Scale VI: Deputy General Manager
7. Top Management Grade - Scale VII: General Manager
8. Executive Director (ED)
9. Chairman and Managing Director (CMD)

We hope that this article helped you understand the IBPS PO salary structure, career growth opportunities, and job profile of a Probationary Officer selected through the IBPS PO exam. Candidates can visit Testbook App on their mobile to know about IBPS PO exam pattern, syllabus, practice set, mock tests, and much more.